Business Banking | Checking & Money Market Accounts

 

Business Checking & Money Market Accounts

 

 

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  • EZ Business
  • Small Business Link
  • Small Business Money Market
  • Commercial Accounts
  • Super Money Market Accounts

EZ Business

Our new EZ Business account is designed for the small business that has a low number of monthly transactions.

  • $100 Minimum Opening Deposit
  • No minimum balance requirement
  • Includes 200 items per Statement Cycle ($0.59 for each item over limit) 
  • Items counted include checks, debits and deposited items
  • Check safekeeping is available upon request
Charitable Checking
Charitable Checking is a value added interest checking account for charitable and community service organizations.
  • No limit on number of transactions
  • $50 credit toward first check order
  • $1,000  Minimum Opening Deposit and Daily Balance requirement
  • $5 fee per statement cycle, if below daily balance requirement

Small Business

This account is designed for small businesses that have a limited number of monthly transactions. Items counted include checks, debits and deposited items

  • $1,000 Average Daily Balance
  • $15 Monthly Maintenance Fee, if below balance requirement
  • Includes 300 items per Statement cycle ($0.59 for each item over limit)
  • Items counted include checks, debits and deposited items
  • Check safekeeping is available upon request

Small Business Money Market

Put your excess cash to work. This account is geared toward businesses looking for a convenient way to invest their extra money.

  • $1,000 Minimum Opening Deposit and Daily Balance requirement
  • $11 Monthly Maintenance Fee, if below balance requirement
  • Transaction limit of 6 per statement cycle ($11.99 for each item over limit)

 

See Rate Schedule and Disclosures for additional account information.

 
 

Commercial Accounts

This account is geared toward medium to large size businesses. There is no balance requirement, however a higher average balance will help to offset service fees.

  • $15 Monthly Maintenance Fee
  • $0.14 per item fee (includes checks, debits, and deposited items)
  • $0.29 per $100 Cash Services Fee
  • Earnings Allowance – There will be an allowance credit based on the account balance and applies only to offset service fees; it is not credited to the account.
  • Check safekeeping is available upon request

 

See Rate Schedule and Disclosures for additional account information.

 

Super Money Market Accounts

We offer three levels of interest bearing Super Money Market Accounts. The interest rate increases at each level as the balance requirement increases.

 

Super MMDA 25

  • $25,000 Minimum Opening Deposit and Balance requirement
  • $25 Monthly Maintenance Fee, if below balance requirement
  • Standard Money Market transaction rules apply 

See Rate Schedule and Disclosures for additional account information.

 

Super MMDA 50

  • $50,000 Minimum Opening Deposit and Balance requirement
  • $25 Monthly Maintenance Fee, if below balance requirement 
  • Standard Money Market transaction rules apply 

See Rate Schedule and Disclosures for additional account information.

Sweep Services

 

As an added benefit, when you have a Commercial Account and a Super Money Market Account, we will “sweep” your excess cash from your commercial checking account, as often as daily. Establish your balance threshold, and we will transfer the excess cash directly to your MMDA. You choose the balance and the frequency. 
 

 
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