Skip to content Commercial Real Estate Loans Affordably purchase, refinance or build commercial real estate Available for owner-occupied or investment properties Loan officers with working knowledge of the local real estate market Learn More Business Term Loans Start or grow your business with Blue Ridge Bank Finance almost any business need at a competitive rate Terms tailored to the unique needs of your business Learn More Business Lines of Credit Affordable, ongoing financing for a variety of business needs Provides greater financial flexibility so you can seize opportunities As principal is repaid, more becomes available for use Learn More Working Capital Loans Affordable financing for a variety of seasonal needs Pay vendors and employees, supplement working capital and more Meet needs without tapping into established savings Learn More USDA Loans
The Food Supply Chain Guaranteed Loan Program is a part of USDA’s Build Back Better initiative to strengthen critical supply chains and our food system.
No geographic restrictions for projects under this program.
Our team will handle the loan submission to the USDA to determine eligibility and final approval on your behalf.
Learn More Small Business Administration (SBA) Loans
Government-backed financing for businesses that may not qualify for traditional financing
Available for start-ups or the purchase or refinance of an existing business
Competitively low rates for a wide range of business needs*
Learn More Agriculture Loans Finance your operational needs with a friendly, local lender Funds for livestock, crops, equipment, land and more Terms tailored to you, with attentive service every step of the way Learn More Start Up Loans Affordable financing for businesses that are just getting started Available with a business plan that shows prospects for a profitable future Accommodating financing terms, customized to your unique needs Learn More Letters of Credit Provide guarantee on payments of large purchases to third parties Can replace need for insurance company performance bond Fee is based on face value amount Learn More 
