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Commercial Real Estate Loans

  • Affordably purchase, refinance or build commercial real estate
  • Available for owner-occupied or investment properties
  • Loan officers with working knowledge of the local real estate market
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Business Term Loans

  • Start or grow your business with Blue Ridge Bank
  • Finance almost any business need at a competitive rate
  • Terms tailored to the unique needs of your business
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Business Lines of Credit

  • Affordable, ongoing financing for a variety of business needs
  • Provides greater financial flexibility so you can seize opportunities
  • As principal is repaid, more becomes available for use
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Working Capital Loans

  • Affordable financing for a variety of seasonal needs
  • Pay vendors and employees, supplement working capital and more
  • Meet needs without tapping into established savings
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USDA Loans

  • The Food Supply Chain Guaranteed Loan Program is a part of USDA’s Build Back Better initiative to strengthen critical supply chains and our food system.
  • No geographic restrictions for projects under this program.
  • Our team will handle the loan submission to the USDA to determine eligibility and final approval on your behalf.
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Small Business Administration (SBA) Loans

  • Government-backed financing for businesses that may not qualify for traditional financing
  • Available for start-ups or the purchase or refinance of an existing business
  • Competitively low rates for a wide range of business needs*
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Agriculture Loans

  • Finance your operational needs with a friendly, local lender
  • Funds for livestock, crops, equipment, land and more
  • Terms tailored to you, with attentive service every step of the way
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Start Up Loans

  • Affordable financing for businesses that are just getting started
  • Available with a business plan that shows prospects for a profitable future
  • Accommodating financing terms, customized to your unique needs
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Letters of Credit

  • Provide guarantee on payments of large purchases to third parties
  • Can replace need for insurance company performance bond
  • Fee is based on face value amount
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