Business Loans | Blue Ridge Bank | Luray, VA - Harrisonburg, VA - Charlottesville, VA

Commercial Real Estate Loans

Affordably purchase, refinance or build commercial real estate
Available for owner-occupied or investment properties
Loan officers with working knowledge of the local real estate market

Business Term Loans

Start or grow your business with Blue Ridge Bank
Finance almost any business need at a competitive rate
Terms tailored to the unique needs of your business

Business Lines of Credit

Affordable, ongoing financing for a variety of business needs
Provides greater financial flexibility so you can seize opportunities
As principal is repaid, more becomes available for use

Working Capital Loans

Affordable financing for a variety of seasonal needs
Pay vendors and employees, supplement working capital and more
Meet needs without tapping into established savings

Small Business Administration (SBA) Loans

Government-backed financing for businesses that may not qualify for traditional financing
Available for start-ups or the purchase or refinance of an existing business
Competitively low rates for a wide range of business needs*

Agriculture Loans

Finance your operational needs with a friendly, local lender
Funds for livestock, crops, equipment, land and more
Terms tailored to you, with attentive service every step of the way

Start Up Loans

Affordable financing for businesses that are just getting started
Available with a business plan that shows prospects for a profitable future
Accommodating financing terms, customized to your unique needs

Letters of Credit

Provide guarantee on payments of large purchases to third parties
Can replace need for insurance company performance bond
Fee is based on face value amount