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Take advantage of low-interest business loans and alleviate economic stress with government-backed financing serviced by BRB.


We are now accepting applications from businesses, farmers, and sole proprietors that are being impacted by the COVID-19 virus. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.

The recently-approved CARES Act included an additional funds to reinvest into communities and support small businesses.  The bill also expanded the small business category by including businesses with fewer than 500 employees.

The Business Interruption Plan offers maximum loan amounts of $10,000,000 and includes the possibility of a 6-month deferment and loan forgiveness

The qualification process is simple. Can you say 'yes' to these two questions? 

  • Was your company in operation on February 15, 2020?
  • Did you have employees on February 15, 2020?

Due to high demand, we are unable to guarantee approval for any application. Approval is dependent upon limited SBA funding, a completed application, and satisfactory documentation. 


Sign up or log into our client portal below to begin your application. 



Paycheck Protection Program for Farmers

Are agricultural producers, farmers, and ranchers eligible for PPP loans?

Yes. Agricultural producers, farmers, and ranchers are eligible for PPP loans if: (i) the business has 500 or fewer employees, or (ii) the business fits within the revenue-based sized standard, which is average annual receipts of $1 million.

Additionally, agricultural producers, farmers, and ranchers can qualify for PPP loans as a small business concern if their business meets SBA’s “alternative size standard.” The “alternative size standard” is currently: (1) maximum net worth of the business is not more than $15 million, and (2) the average net income after Federal income taxes (excluding any carry-over losses) of the business for the two full fiscal years before the date of the application is not more than $5 million.

I am a self-employed individual who reports my income on IRS Form 1040 Schedule F. What documentation must I provide in place of Schedule C and how should my maximum loan amount be determined (up to $10 million)?

Self-employed farmers (i.e., those who report their net farm profit on IRS Form 1040 Schedule 1 and Schedule F) should use IRS Form 1040 Schedule F in lieu of Schedule C, and Schedule F line 34 net farm profit should be used to determine their loan amount in place of Schedule C line 31 net profit. The calculation is otherwise the same as for Schedule C filers above. The 2019 IRS Form 1040 Schedule 1 and Schedule F must be included with the loan application.


Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Available for start-up businesses or for the purchase or refinance of an existing business
  • Competitively low rates for a wide range of business needs*
  • Government-backed financing
  • Alternative option for companies that might otherwise struggle to secure funds
  • Special financing for qualifying businesses
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity**
  • Local, Blue Ridge decision-making and processing
  • Thorough, attentive service every step of the process

*Subject to credit approval.

**Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.