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Your home’s been holding out on you. Turn that hidden equity into cash — or a line of credit that you can use as needed.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Convert home equity into financing for almost anything
  • Competitive, fixed rates for a wide range of one-time expenses
  • Covered by the equity built within your home
  • Funds received in one lump sum; repaid over time in monthly installments
  • Accommodating financing terms, customized to your unique situation
  • The interest paid may be tax deductible*
  • Local, Blue Ridge decision-making and processing
  • Thorough, attentive service every step of the process

Turn the equity in your home into ongoing, affordable financing for anything. Finance education expenses, home improvements, an emergency reserve and much more.

  • Competitive rates for several ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local, Blue Ridge decision-making and processing
  • Thorough, attentive service every step of the process
*Consult a tax advisor.