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Settle or refinance your home loan with us and recieve a $500 lender credit at closing! 

Our mortgage team, Monarch Mortgage, will help customize your home loan and make your dream a reality!

**Lender credit may be used towards closing costs and will be credited upon settlement.  Offer not valid with a VA, WVA, DC, and MD bond loans. Offer must be presented at time of application.  This is not a commitment to lend.  Offer subject to change without notice.  

Key Features

  • Variety of Financing Programs
  • Competitive Rates
  • Refinancing Available
  • Purchase or refinance your dream home
  • Competitive rates for home purchase, refinance or construction
  • Available for primary residences, second homes, vacation homes, or investment properties
  • Accommodating financing terms, customized to your unique situation
  • A wide range of financing programs available:
    • Conventional loans
    • Adjustable rate mortgages (ARMs)
    • Fixed rate mortgages
    • Balloon Loans
  • Knowledgeable loan officers with experience in the local real estate market
  • Financing available in Maryland, North Carolina, Virginia and Washington, D.C.
  • Local, Blue Ridge decision-making and processing
  • Thorough, attentive service every step of the process 

Get Started Now

Visit our mortgage center to learn more about our programs and how we can assist you!

Construction Loans

Construction Loans provide a short-term, interim loan to pay for construction costs. Draws are disbursed at periodic intervals from a construction line of credit to the borrower and builder as the work progresses. Interest is repaid monthly and accrues only on the amount disbursed. Terms are generally up to 12 months. Upon completion of the project and the issuance of a final occupancy permit, the loan is refinanced into a permanent mortgage.

Land Only Loans

BRB has funds available to finance the purchase of or refinance of an existing lot or acreage. We offer a fixed rate up to 10 years or, if a longer repayment term is desired, we offer a 3-year balloon with a 15-year payment amortization. 

Investment Property Loans

Blue Ridge also offers financing to construct, purchase, or refinance income producing 1-to-4 family residential property with terms up to 25 years.

Get Started Now

Visit our mortgage center to learn more about our programs and how we can assist you!