Small Business Loans (SBA)

The size of your business has nothing to do with the scope of your dreams. That's why at Blue Ridge Bank we work closely with local businesses and also the S.B.A. to secure special, government-backed financing.

Enjoy generally lower down payments and extended repayment, available for qualified businesses. Remember: even the largest businesses didn't start out that way. Grow your business on your terms. Blue Ridge Bank can help.



Summary
  • Available for start-up businesses or for the purchase or refinance of an existing business
  • Competitively low rates for a wide range of business needs*
  • Government-backed financing
  • Alternative option for companies that might otherwise struggle to secure funds
  • Special financing for qualifying businesses
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity**
  • Local, Blue Ridge decision-making and processing
  • Thorough, attentive service every step of the process

*Subject to credit approval.

**Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.