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Take advantage of low-interest business loans and alleviate economic stress with government-backed financing serviced by BRB.


The recently-approved CARES Act included an additional $310 billion to reinvest into communities and support small businesses. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact the bill also expanded the small business category by including businesses with fewer than 500 employees.

The Business Interruption Plan offers maximum loan amounts of $10,000,000 and includes the possibility of a 6-month deferment and loan forgiveness

The qualification process is simple. Can you say 'yes' to these two questions? 

  • Was your company in operation on February 15, 2020?
  • Did you have employees on February 15, 2020?
A Blue Ridge Bank EZ Business Account will be required for loan funding
You can complete the deposit application form here.  
Your loan proceeds will be deposited within a BRB EZ Business Account.  The account must remain open, and in good standing, until the loan is forgiven or paid off.  Borrowers agree that withdrawals of the loan proceeds of the SBA Payment Protection Program from the Blue Ridge Bank EZ Business Account, as described below, are limited to expenses that are on the approved list of expenses as depicted in the SBA's guidance.
  • 300 free transactional items per month; per item fee thereafter may apply
  • No monthly service fee
  • No minimum balance requirements
  • Free digital banking services
  • Business services available
  • $100 minimum deposit to open


Due to high-demand, we cannot guarantee the approval of new applications.  Contact your nearest BRB location for more information.