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Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include

  • Social Security number and employment information
  • account balances and transaction history
  • credit history and investment experience

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Blue Ridge Bank, N.A.
chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information. Does Blue Ridge Bank Share? Can you limit sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share.
For our affiliates' everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness
Yes Yes
For affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share.
To limit our sharing

Call 888-331-6521 to speak with a customer service representative

Questions? Call 888.331.6521 or go to

Who we are

Who is providing this notice?

Blue Ridge Bank, N.A.

Businesses listed in the other section below provide their own privacy notices.

What we do

How does Blue Ridge Bank, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Blue Ridge Bank, N.A. collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan

  • use debit or credit card or seek advice about investments

  • make deposits or withdrawals from your account

    We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include: Hammond Insurance, Moneywise Payroll Solutions, and Standard Mortgage Company.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Blue Ridge Bank, N.A. does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Blue Ridge Bank doesn't jointly market.
 Other important information

The following entities are not covered by this notice and have separate notices:

Carolina State Bank, a division of Blue Ridge Bank, N.A. Monarch Mortgage, a division of Blue Ridge Bank, N.A. Larson Wealth Management and LPL Financial
Primax (credit card company)

To limit our sharing: Call 888.331.6521 to speak with a customer service representative.